In response to recent enhancements to the federal government’s HOPE for Homeowners (H4H) program, Wolters Kluwer Financial Services has updated its comprehensive library of H4H mortgage documents and consumer education materials. Lenders and servicers can use the documents to help more efficiently refinance troubled borrowers’ existing mortgages into more affordable loans in compliance with the H4H program. The U.S. Department of Housing and Urban Development’s newly-enhanced H4H program contains several provisions meant to increase lender and borrower participation. They include: reduced program fees, streamlined borrower certification requirements, and underwriting guidelines more consistent with standard Federal Housing Administration (FHA) lending practices. The program now also provides greater incentive payments for originators and servicers. Wolters Kluwer Financial Services offers lenders and servicers mortgage documents and disclosures needed to refinance loans through the H4H program. Members of the company’s Compliance Management Services team can also help educate an institution’s staff on H4H program requirements through tailored training programs. These risk management professionals include attorneys, compliance analysts and regulatory consultants with decades of financial services industry experience, and many of whom are former regulators, bankers and lenders. “By drawing upon our nearly 40 years of mortgage industry experience and strong regulatory expertise, Wolters Kluwer Financial Services will continue to work with lenders and servicers to make the H4H refinance process faster and more efficient,” said Jason Marx, vice president and general manager of Mortgage for the company. For more information, visit www.wolterskluwer.com.