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Bank of America sued for HAMP rejection
Mar 23, 2010

United Law Group has filed a complaint in the Superior Court of the State of California, County of Santa Clara, against Bank of America and its subsidiary, Countrywide Home Loans, for breaches of contractual obligations, violation of the Restatement (Second) of Contracts Section 205, emotional distress, and violation of California Business and Professions Code Section 17200. This case states that though John Wright qualified for a mortgage modification under the federal Home Affordable Modification Program (HAMP), he was denied access to the government-sponsored plan. “I met the qualifications for HAMP, and with United Law Group helping me, did everything the bank asked,” said Wright. Wright continued to make the required payments in a timely manner and called Bank of America frequently to ensure the success of the process. Each time he was told not to worry. “At one point a bank representative told me that I had nothing to worry about because I’d done everything right,” said Wright. “I satisfied the financial terms of the trial modification and submitted the required documentation before the Aug. 2, 2009 deadline, but Bank of America still sent a Notice of Intent to Accelerate.” At the completion of the trial period, Bank of America claimed it did not have the necessary paperwork. Despite multiple attempts by Wright to fax, re-fax and submit the documents by certified carrier, Wright received a letter on Feb. 16, 2010 refusing his loan modification and demanding that he pay a lump sum payment or risk foreclosure proceedings. “John Wright and his financial situation have been abused by the bank to the point where litigation is his only recourse,” said Robert Buscho, managing attorney for United Law Group. “Unfortunately, his case is not unique. Millions of innocent, hard working citizens are being misled and abused by the banks. Unless homeowners take a stand this will not change.” United Law Group takes an aggressive stance against predatory lending practices and is an outspoken advocate on behalf of honest citizens who have been hurt by the housing and mortgage crisis. “We filed the case on behalf of Mr. Wright because the banks cannot be allowed to continue to blatantly disregard this crisis,” said Buscho. “The United States government has asked banks to be a part of the solution and has gone so far as to use taxpayer dollars as an incentive. We are simply carrying the torch lit by our officials to shed a light on and hopefully remediate predatory practices.” “The banks use misinformation and misdirection until you can't distinguish the good guys from the bad guys. They make you afraid to get help,” said Wright. “It’s ironic to me that United Law Group’s reputation is in question right now. They’ve been honest with me throughout this ordeal and I count my blessings that I have United Law Group on my team.” The firm made the news recently when a team of officials entered their offices to evaluate the work they are doing for their clients. “It’s been the banks that have mislead the public,” said Wright. “United Law Group could have shut their doors and stopped helping people after having their practice was questioned, but they didn’t. They were in the midst of preparing my case before it happened and their attorneys filed my suit against Bank of America seven days later.” For more information, visit
Mar 23, 2010
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