ICBA Mortgage Solutions (ICBAMS), which supports community bank mortgage lending from origination through funding and sale into the secondary market for ICBA member banks, has announced that Minersville, Penn.-based Miners Bank, wants to improve its mortgage lending efforts by using the ICBAMS platform. After a change in strategic direction, Miners Bank is focusing on increasing its loan volume through competitive advantages that are on par with larger competitors. ICBAMS’ Web-based platform offers Miners Bank access to multiple preferred investors, their products and interest rates. “As a small community bank, it is tough to remain competitive with the mega banks today,” said Rob Lawley, chief credit officer at Miners Bank. “By participating in the ICBAMS program, we have created an avenue into the secondary market that enables us to provide interest rates we previously could not, and offer products our customers want that we couldn’t offer in the past. We look forward to an efficient and mutually beneficial relationship with ICBAMS.” Miners Bank, with more than $120 million in assets, was established in 1935, and is one of the fastest growing community banks in Schuylkill County, Pa. and serves its customers through four full-service branches. “It is essential for community banks to have a trusted partner that can assist them in understanding and operating in the mortgage industry today,” said Scott Hall, president of ICBA Mortgage Solutions (ICBAMS). “ICBAMS affords banks such as Miners Bank the opportunity to offer highly competitive rates on a variety of products thereby increasing loan volume, and reinforcing their position in the market.” With its proven platform and robust technology, ICBAMS supports community banks and provides access to a wide array of investors. Its Web-based services ensure compliance support and protect community banks from the predatory cross-selling tactics of mortgage servicers.