Zero for Heroes – NMP Skip to main content

Zero for Heroes

Jan 01, 2013

A few years ago, I returned to my home state of New Mexico and the Frost Mortgage Headquarters with an idea. This idea was to set an example for our community through fellowship and goodwill towards the people that help protect and serve us. Months later, we started a “Law Enforcement Appreciation” cookout. It began as a little BBQ in our office parking lot to now feeding more than 100 law enforcement officers and support staff at a time, almost twice a month. The result … an appreciative police force and other companies and neighborhood organizations following our example, doing right by the men and woman that keep us safe. A few months ago, my dad (Greg Frost Sr.) my cousin (Chris Frost) and I were sitting in a room looking back on our accomplishment with the “Law Enforcement Appreciation” cookouts and thought … how do we do this for the men and women of our armed forces? How do we show them our appreciation for their duty, diligence and sacrifice for us? The first answer was simple. Make sure every one of our loan officers became Certified Military Housing Specialists (CMHS) through the USA Cares Program. This is a phenomenal program run by great people who are passionate about making sure our returning military and veterans can achieve one of the great American dreams, homeownership. The second answer was to reach out and work with our local active military and veteran community. Find out what they needed and how we could help. Through a business partner, we were introduced to the founders of Paws & Stripes (www.pawsandstripes.org). It turns out they have an appreciation for BBQs as well, and I began personally cooking for and catering their graduation ceremonies. From there, Frost Mortgage became an avid supporter of this very important non-profit organization which provides service dogs for wounded military veterans diagnosed with Post-Traumatic Stress Disorder (PTSD). "The entire staff at Frost Mortgage is dedicated to ensuring that our veteran population receives the utmost care when it comes to purchasing a home. They work tirelessly to make sure that the veteran and their families come first. Purchasing a home is no easy task. Frost Mortgage has made it possible for my family and I to be prospective homeowners. As a disabled veteran who has served my country, I take great pride in working with true Americans. Those who have served their country with honor have a friend in Frost Mortgage."—Jim Stanek, co-founder, Paws & Stripes (pictured here on the right with his service dog “Sarge” and Greg Frost Jr.) The final answer was simple … “Zero for Heroes.” Starting in December, Frost Mortgage began an initiative to waive any and all lender closing costs for any veteran or current member of our armed forces. This program now also extends to the heroes of our city, including police officers, firemen, nurses, doctors, paramedics, and last but not least, our teachers. The “Zero for Heroes” program has been well-received in our market thus far and we all know numerous heroes in our respective communities that can benefit from a program such as this. I urge everyone in our industry to go forth and do likewise this year. Greg Frost Jr. is director of business development and marketing for the Frost Group of Companies. He may be reached by phone at (505) 615-7195 or e-mail [email protected].
About the author
Published
Jan 01, 2013
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026