Mortgage Relief, Ed Sheeran-Style – NMP Skip to main content

Mortgage Relief, Ed Sheeran-Style

Oct 26, 2015

Now here is something you don’t see every day: a world famous singer/songwriter giving a financially challenged friend a songwriting credit in order to help that friend pay off a mortgage.

According to an NME.com report, Ed Sheeran admitted that he added the song “Thinking Out Loud” to his album “x” in order to help singer Amy Wadge pay off her home loan.

"[She] was going through financial troubles about a year ago," Sheeran said. "She drove to my house—my album was nearly done—and she asked if I could put a song from when I was 17 on the deluxe album, so she could get a little bit of money and pay the mortgage and bills and stuff. While she was there, we wrote 'Thinking Out Loud.' Now, she never has to worry about money again."

Indeed, the only money worries Wadge has concerns what to do with the money she is earning from her co-writer credit on the song.

“Thinking Out Loud” has sold more than one million copies in the U.K. when it was released as a single last year and has been a chart-topper in other major global music markets.

About the author
Published
Oct 26, 2015
July CPI Eases Mortgage-Rate Risk, But Doesn’t Promise Relief

Consumer inflation rose just 0.1% in July, reducing pressure for a September Fed rate hike as mortgage rates remain near their highest levels of the year

Aug 13, 2026
The Fed Held. The Mortgage Market Got A Warning.

Three policymakers favored an immediate hike, while Warsh welcomed higher bond yields and offered no clear path toward mortgage-rate relief

Jul 30, 2026
New Study Finds UWM's 'All-In' Triggered Industrywide Pricing Spillovers

Research shows wholesale competitors responded to the 2021 Rocket ban by lowering mortgage rates,

Jul 15, 2026
First Major Housing Reform In Decades Becomes Law Without Trump's Signature

Bipartisan ROAD to Housing Act advances supply, construction, and mortgage reforms despite White House protest

Jul 10, 2026
Mortgage Star Conference Honors Women Shaping The Future Of Mortgage Leadership

MWLC honors leaders driving innovation, mentorship, and growth across the mortgage industry

Jul 09, 2026
June Jobs Report Improves Mortgage Rate Outlook

Slower hiring strengthens bonds and eases concerns over additional Fed tightening

Jul 02, 2026