Credit Plus Adds LexisNexis RiskView Liens and Judgments Report – NMP Skip to main content

Credit Plus Adds LexisNexis RiskView Liens and Judgments Report

Oct 19, 2017
Credit Plus has added Julie Piepho to its leadership team as executive strategic advisor

Credit Plus has announced that it will be offering LexisNexis RiskView Liens & Judgments Report. As part of the National Consumer Assistance Plan that went into effect July 1, 2017, Equifax, TransUnion and Experian reduced the amount of tax lien and civil judgment information they report on consumer credit files.
 
“Lenders can obtain this information from Credit Plus and fill in the data,” said Greg Holmes, National Director of Sales and Marketing at Credit Plus. “At Credit Plus, we are all about helping mortgage professionals make more informed lending decisions and this new tool is another way to accomplish that.”
 
A preliminary analysis conducted by Experian shows approximately 96 percent of civil judgment public record data will no longer be included on credit reports; and almost 50 percent of tax lien information will not meet the pii criteria. FICO has found that roughly 12 million Americans’ credit scores will increase based upon this change.
 
LexisNexis RiskView Liens & Judgments Report includes detailed information on the liens and judgments on file for an applicant including quantity, type, dollar amount and more. In addition, the report uses LexID identity linking technology, which is more than 99 percent reliable, to ensure the correct person is associated with the proper record. It is also compliant with Fair Credit Reporting Act regulations.


 
About the author
Published
Oct 19, 2017
Strong Jobs Report Threatens Mortgage Rate Rally

October hiring more than doubled expectations, pushing Treasury yields higher

Nov 06, 2026
Fed Holds Rates, But Pricing Pressures Persist

Rising Treasury yields and fresh inflation data complicate rate locks, borrower qualification, and lender margins as markets anticipate another hike in December

Oct 29, 2026
Zippy Adds Capital For Manufactured-Home Lending Push

The $20 million investment from Saluda Grade will support expansion beyond 27 states and new loan products across wholesale, retail, and community channels

Oct 16, 2026
Inflation Hits 3.7%, Putting Mortgage Rate Relief At Risk

September’s inflation pickup puts recent rate improvements at risk, potentially eroding affordability gains from lower home prices and seller concessions

Oct 14, 2026
PLACE Acquires Ardley, Expanding Push To Turn Existing Borrowers Into New Loans

The latest deal connects borrower retention technology with Maxwell's origination platform and PLACE's real estate network, creating new opportunities for lenders

Oct 09, 2026
Equifax, TransUnion Launch New Tools To Cut Credit Report Costs

Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028

Oct 09, 2026