Mortgage Delinquency Rate at 21st Century Low – NMP Skip to main content

Mortgage Delinquency Rate at 21st Century Low

Jan 23, 2019
A total of 4.1 percent of mortgages were in some stage of delinquency during December 2018, according to data from CoreLogic

Only 3.9 percent of all residential mortgages were delinquent at the December, according to new data from Black Knight Inc. Last’s month delinquency rate was the lowest year-end total since Black Knight began tracking this data in 2000.
 
December also saw only 0.52 percent of all residential mortgages were in active foreclosure, which is the lowest year-end figure since 2005. There were 46,300 foreclosure starts last month, up 2.4 percent from November and up four percent from December 2017. However, Black Knight attributed this to suppressed foreclosure start volumes in late 2017 resulting from hurricane-related moratoriums.
 
Black Knight added that December’s prepayments rate was nearly unchanged from the previous month, holding near the 10-year low set in November.


 
About the author
Published
Jan 23, 2019
The Fed Held. The Mortgage Market Got A Warning.

Three policymakers favored an immediate hike, while Warsh welcomed higher bond yields and offered no clear path toward mortgage-rate relief

Jul 30, 2026
New Study Finds UWM's 'All-In' Triggered Industrywide Pricing Spillovers

Research shows wholesale competitors responded to the 2021 Rocket ban by lowering mortgage rates,

Jul 15, 2026
First Major Housing Reform In Decades Becomes Law Without Trump's Signature

Bipartisan ROAD to Housing Act advances supply, construction, and mortgage reforms despite White House protest

Jul 10, 2026
Mortgage Star Conference Honors Women Shaping The Future Of Mortgage Leadership

MWLC honors leaders driving innovation, mentorship, and growth across the mortgage industry

Jul 09, 2026
June Jobs Report Improves Mortgage Rate Outlook

Slower hiring strengthens bonds and eases concerns over additional Fed tightening

Jul 02, 2026
NEXA Founder Mike Kortas Launches evoLend To Help Originators Retain Borrowers

New Fannie Mae-, Freddie Mac- and Ginnie Mae-approved mortgage servicer aims to keep originators connected to borrowers through servicing data, payoff visibility and retention tools

Jul 02, 2026