Mortgage Delinquency Rate at 21st Century Low – NMP
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Mortgage Delinquency Rate at 21st Century Low

Jan 23, 2019
A total of 4.1 percent of mortgages were in some stage of delinquency during December 2018, according to data from CoreLogic

Only 3.9 percent of all residential mortgages were delinquent at the December, according to new data from Black Knight Inc. Last’s month delinquency rate was the lowest year-end total since Black Knight began tracking this data in 2000.
 
December also saw only 0.52 percent of all residential mortgages were in active foreclosure, which is the lowest year-end figure since 2005. There were 46,300 foreclosure starts last month, up 2.4 percent from November and up four percent from December 2017. However, Black Knight attributed this to suppressed foreclosure start volumes in late 2017 resulting from hurricane-related moratoriums.
 
Black Knight added that December’s prepayments rate was nearly unchanged from the previous month, holding near the 10-year low set in November.

 
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Phil Hall
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Jan 23, 2019
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