The City With the Highest Credit Score Is … – NMP Skip to main content

The City With the Highest Credit Score Is …

Feb 06, 2019
Florida, Arizona, California and Massachusetts dominated a new WalletHub ranking of cities with the highest credit scores

Florida, Arizona, California and Massachusetts dominated a new WalletHub ranking of cities with the highest credit scores.
 
In a data analysis of the median credit scores of residents in 2,572 cities, WalletHub crowned The Villages, Fla., as the city with the highest median credit score of 806. Another Florida locality, Sun City Center, came in second with a 791 median credit score. Rounding out the top 10 were Sun City West, Ariz. (789), Saratoga, Calif. (784), Green Valley, Ariz. (783), Los Altos, Calif. (782), Estero, Fla. (780), Lexington, Mass. (776) and Needham, Mass. (776).
 
At the other end of the spectrum, the lowest median credit score on the WalletHub list was the 543 in Camden, N.J. Four cities—East St. Louis, Ill., Chester, Pa., Harvey, Ill. and Detroit—tied for the second-lowest median credit score with 552 each.

 
About the author
Published
Feb 06, 2019
CHLA: More Freddie Mac MBS Buying Could Narrow Mortgage Spreads

Trade group estimates greater Freddie participation could compress spreads another 10 to 12 basis points as Fannie has taken the lead in GSE mortgage-bond buying

Sep 23, 2026
Early Loan-Limit Race Splits Into Three Tiers

Lenders are now offering $845,000, $847,440, or $850,000 before FHFA sets the official 2027 limits

Sep 23, 2026
Better, Garg Clash Over Claimed 46% Shareholder Support

Better disputes its former CEO’s preliminary consent count as the two sides trade accusations and an Oct. 2 target date approaches

Sep 23, 2026
Fannie Changes How Rent From A Former Home Counts

Fannie now prohibits leases for departing residences and permits market-analysis tools instead of Form 1007, creating a key documentation difference from Freddie Mac

MPF Expands Eligibility For Manufactured And Renovation Loans

The Mortgage Partnership Finance Program has expanded MPF Traditional eligibility for affordable loans, manufactured homes, renovations, and lender-funded assistance

Sep 22, 2026
Fed Hike Raises HELOC Costs While Mortgage Rates Stay Near 7%

Prime rose to 7% while the 10-year Treasury remained near 5%, giving originators two different borrower conversations

Sep 17, 2026