HUD Publishes Proposed AFFH Rule Changes – NMP Skip to main content

HUD Publishes Proposed AFFH Rule Changes

Jan 08, 2020
Photo credit: Getty Images/RomoloTavani

The U.S. Department of Housing & Urban Development (HUD) has published an 84-page proposed Affirmatively Furthering Fair Housing (AFFH) rule regarding how state and municipal governments address affordable housing opportunities.
 
An Obama-era policy published in July 2015, the AFFH was reconsidered under the Trump Administration. In January 2018, HUD halted the requirement for local governments to file affordable housing plans under the regulation, and four months later the Department suspended the requirement for a computer assessment tool to be used in preparing those plans.
 
In August 2018, a U.S. District Court dismissed a lawsuit by liberal advocacy groups related to the suspension of the computer tool, which enabled HUD publish a notice inviting the public’s comment on amendments to the AFFH regulations. At the time, HUD stressed that it sought to “offer more helpful guidance to states and local communities to effectively promote fair housing choice through the use of their federal funds,” adding that its goals were minimizing the “regulatory burden” on AFFH participants. The Department fielded more than 700 public comments to its notice.
 
"HUD's commitment to fair housing remains as steadfast as ever before, and this improved rule reaffirms our mission of giving people more affordable housing options in communities across the country," said HUD Secretary Ben Carson. "By fixing the old Affirmatively Furthering Fair Housing rule, localities now have the flexibility to devise housing plans that fit their unique needs and provide families with more housing choices within their reach. Mayors know their communities best, so we are empowering them to make housing decisions that meet their unique needs, not a mandate from the federal government. Having said that, if a community fails to improve housing choice, HUD stands ready to enforce the Fair Housing Act and pursue action against any party that violates the law."

 
About the author
Published
Jan 08, 2020
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026