Skip to main content

HUD Publishes Proposed AFFH Rule Changes

Jan 08, 2020
Photo credit: Getty Images/RomoloTavani

The U.S. Department of Housing & Urban Development (HUD) has published an 84-page proposed Affirmatively Furthering Fair Housing (AFFH) rule regarding how state and municipal governments address affordable housing opportunities.
 
An Obama-era policy published in July 2015, the AFFH was reconsidered under the Trump Administration. In January 2018, HUD halted the requirement for local governments to file affordable housing plans under the regulation, and four months later the Department suspended the requirement for a computer assessment tool to be used in preparing those plans.
 
In August 2018, a U.S. District Court dismissed a lawsuit by liberal advocacy groups related to the suspension of the computer tool, which enabled HUD publish a notice inviting the public’s comment on amendments to the AFFH regulations. At the time, HUD stressed that it sought to “offer more helpful guidance to states and local communities to effectively promote fair housing choice through the use of their federal funds,” adding that its goals were minimizing the “regulatory burden” on AFFH participants. The Department fielded more than 700 public comments to its notice.
 
"HUD's commitment to fair housing remains as steadfast as ever before, and this improved rule reaffirms our mission of giving people more affordable housing options in communities across the country," said HUD Secretary Ben Carson. "By fixing the old Affirmatively Furthering Fair Housing rule, localities now have the flexibility to devise housing plans that fit their unique needs and provide families with more housing choices within their reach. Mayors know their communities best, so we are empowering them to make housing decisions that meet their unique needs, not a mandate from the federal government. Having said that, if a community fails to improve housing choice, HUD stands ready to enforce the Fair Housing Act and pursue action against any party that violates the law."

 
About the author
Published
Jan 08, 2020
In Wake Of NAR Settlement, Dual Licensing Carries RESPA, Steering Risks

With the NAR settlement pending approval, lenders hot to hire buyers' agents ought to closely consider all the risks.

A California CRA Law Undercuts Itself

Who pays when compliance costs increase? Borrowers.

CFPB Weighs Title Insurance Changes

The agency considers a proposal that would prevent home lenders from passing on title insurance costs to home buyers.

Fannie Mae Weeds Out "Prohibited or Subjective" Appraisal Language

The overall occurrence rate for these violations has gone down, Fannie Mae reports.

Arizona Bans NTRAPS, Following Other States

ALTA on a war path to ban the "predatory practice of filing unfair real estate fee agreements in property records."

Kentucky Legislature Passes Bill Banning NTRAPS

The new law prohibits the recording of NTRAPS in property records, creates penalties if NTRAPS are recorded, and provides for the removal of NTRAPS currently in place.