Black Knight: Mortgage Delinquencies at Record Low – NMP
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Black Knight: Mortgage Delinquencies at Record Low

Feb 20, 2020
Photo credit: Getty Images/Ekaterina79

Mortgage delinquencies during January recorded a five percent decline from the previous year and a 14 percent drop from one year earlier, according to new data from Black Knight Inc., which noted the delinquency rate has crashed to the lowest recorded level since its data tracking began in 2000.
 
Black Knight added that fewer than two million homeowners are past due on their mortgages or in active foreclosure, the lowest number since March 2005. But while the national foreclosure rate was mostly unchanged from one year earlier, foreclosure starts edged upward from December to January, although they were also roughly 15 percent below last year’s levels.
 
Prepayment activity in January was 15 percent below the December level, but was also 113 percent above the level set one year earlier.
 
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Phil Hall
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Feb 20, 2020
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