What Cities Give Homeowners Best ROI On Mortgages? – NMP
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What Cities Give Homeowners Best ROI On Mortgages?

May 28, 2020
View of Los Altos, California. Credit: iStock.com/AndreiStanescu
A headshot of Navi Persaud
Director of Events

When you are trying to issue a loan to a prospective borrower, ensuring a great return on investment is difficult. That is, unless you happen to do business in one of the cities that give homeowners the best ROI. There the odds might be better.
 
LendEDU compiled a list of these cities and for lenders, this could be a nice selling point when trying to close on a loan. Everyone likes a good ROI. LendEDU analyzed home value and expense in over 25,000 cities, to compile its extensive list. According to MoneyWise, LendEDU used its "Home Value-Investment Indicator" which takes the median home value of a city and divides it by its monthly home cost, to rank the cities from highest to lowest.
 
Cities in California took 14 of the top 15 spots, with New York City taking the 15th spot. The California cities of Los Altos, Palo Alto, Los Gatos, Newport Beach and Cupertino are the top five cities in the U.S. that yield the best ROI for homeowners with a mortgage. 
 
Click here to see where your city ranks among the list.
 
About the author
A headshot of Navi Persaud
Director of Events
Navi Persaud is Director of Events at NMP.
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Published
May 28, 2020
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