Easy Street Capital Debuts Residential Transition Loan Securitization

Austin, Texas-headquartered private real estate lender, Easy Street Capital, has closed a $175 million Residential Transition Loan (RTL) securitization, a first for the company. As the third unrated issuer to debut an RTL securitization this year, Easy Street expands its financing capacity for real estate investors in a rebounding real estate market.

As a result of the securitization, the company said it is reducing rates and offering more affordable financing options for investors seeking to renovate homes, build new properties, or expand rental portfolios.

“Lower rates will better support investors pursuing various real estate projects such as urban fix-and-flips, ground-up construction projects, or single-family rentals,” stated Casey Denton, partner of Easy Street Capital, in a release. 

This transaction follows a year in which Easy Street originated a record $1.2 billion in loan volume, a 20% increase from 2023. The company noted that the growth illustrates its expanding role in real estate lending amid a challenging housing market.

Easy Street Capital contends its product suite “empowers investors to capitalize on new opportunities in high-growth markets across the country.”