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Home Affordability Remains Challenging In Q4

Housing market struggles with affordability as home ownership costs remain high.

Analysis and Data
ICE Reports: Mortgage Delinquencies Low Despite Seasonal Increase, Concerns For FHA And VA Loans In 2023

National delinquency rates show slight increase but remain low, as FHA and VA loans face rising delinquencies; GSE mortgages stay resilient amid overall positive mortgage performance trends.

Analysis and Data
Improved Homebuyer Affordability In November, Says MBA Report

Homebuyers experience some relief with decreasing mortgage payments.

Analysis and Data
Dec 21, 2023
The Interest
Justice Department Sues Texas Developer For Targeting Hispanic Consumers With Predatory Loans And Misleading Ads

The Justice Department and Consumer Financial Protection Bureau allege Colony Ridge used social media to exploit immigrants' homeownership dreams, leading to high foreclosure rates and economic hardship in Hispanic communities.

Regulation and Compliance
Courts
Home Sales Rise For The First Time Since Early Summer

National Association of Realtors reports 0.8% increase month over month.

Analysis and Data
Mortgage Applications Decline Slightly By 1.5%

On an unadjusted basis, the Index showed a more pronounced decline, dipping by 3% compared to the preceding week.

Analysis and Data
Home-Price Growth Slows For Third Consecutive Month: Redfin Report

Redfin's Home Price Index shows slower price increases in November.

Analysis and Data
New Home Purchase Mortgage Applications Surge 21.8% YoY

Bright spot amid slow year for purchase originations as first-time buyers drive demand.

Analysis and Data
Massive Data Breach Impacts Nearly 15 Million Mr. Cooper Customers

Mr. Cooper discloses cybersecurity incident after 14.7 million customers' data is compromised; lawsuits and identity-protection measures follow.

Courts