Tagged: Credit History

One-third of consumers say they would consider switching lenders over older scoring models, making underwriting technology a potential borrower-retention issue

FICO 10T enrollment tops 70 lenders while VantageScore 4.0’s presence in TransUnion mortgage credit pulls jumps from less than 5% to roughly 30%

New research finds affordability remains the biggest obstacle, but many future buyers also misunderstand how credit affects mortgage eligibility and pricing

New features help lenders identify borrowers with the highest score-improvement potential as competition over mortgage credit models intensifies

Lenders will keep tri-merge credit scoring model; what this shift means

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices