Tagged: Federal Housing Finance Agency (FHFA)

FHFA director will continue overseeing Fannie Mae and Freddie Mac while serving as acting director of national intelligence

HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting

Rocket says the updated scoring model incorporates rent, utility, and telecom payment history to create a more inclusive view of creditworthiness

Former FHFA Director shares insights on navigating high-pressure moments in exclusive interview with Jennifer McGuinness (CEO, Pivot Financial), forthcoming from Mortgage Women Magazine

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

Move follows GSE policy shift, giving brokers visibility into both FICO and VantageScore

Cooling gains may ease buyer strain, but inflation-adjusted declines and regional splits complicate outlook for LOs and borrowers

Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift

New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment

Calls for greater competition in credit scoring as price increases draw scrutiny