With 30-year rates above 7% and nearly half of outstanding loans below 4%, originators face a stubborn obstacle to rebuilding repeat-buyer pipelines
Tagged: Housing Market
Smaller investors accounted for 66.2% of investor purchases in the first half of 2026 and relied on cash much less often than mega-investors
Realtor.com finds 66 of 99 metros favor buyers or are moving that way, while rising financing costs have cut borrowing capacity 7.2% since late August for a fixed monthly payment
Sellers are cutting asking prices, but near-record monthly payments continue to squeeze buyers and limit purchase demand
Redfin reports a record seller surplus and the highest contract cancellation share since early 2020, leaving loan officers with fewer purchase opportunities despite buyers’ growing negotiating power
Thirty-one of the 100 largest markets posted three-month price declines in August, even as national prices remained above year-earlier levels
More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025
Place-based market risk can produce dramatically different default outcomes among borrowers with nearly identical credit profiles
Available land, lower home prices, and domestic migration are drawing buyers to the Treasure Coast as growth slows in several larger Florida cities
Eight of LendingTree’s 10 leading growth markets are in the South, but more residents and housing do not automatically produce more closings