CFPB Tells Lenders Immigration Status Can Factor Into ATR Analysis
CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk
CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk
Lower immigration projections through 2035 are expected to slow household formation, weaken renter and buyer demand, and reduce overall housing and mortgage origination volumes
Immigrants are rising to the top of the mortgage industry, and we can all learn from their success.