Congress approved, and President Trump signed, a funding package that ended a brief shutdown and reauthorized the National Flood Insurance Program to prevent disruptions in home sales and mortgage lending
A potential lapse in the National Flood Insurance Program threatens to stall thousands of home sales, disrupt mortgage approvals, and strain housing markets in flood-prone regions nationwide
Zillow data shows nearly $46 billion in high-value homes lay within the 2025 Palisades and Eaton wildfire zones, underscoring massive exposure to risk and long-lasting disruptions to Los Angeles’ housing and rental markets
California’s homeowners insurance market remains strained as regulators, insurers, and homeowners navigate higher risk, tighter underwriting, and ongoing affordability challenges recovering from last year’s wildfires
ATTOM finds affordability strains, rising foreclosures, and elevated unemployment pushing several U.S. housing markets, led by inland California counties, into heightened downturn risk in Q3
Freddie Mac’s $5.1 billion in 2025 CRT issuance highlights the program’s expanding role in transferring mortgage credit risk to private capital, while reinforcing liquidity and stability in the U.S. housing finance system
Home insurance premium growth slowed in 2025 as carriers regained rate adequacy and capacity, but record-high costs, rising deductibles, and tighter underwriting continue to pressure homeowners and shape the market heading into 2026
Residential mortgage lender promotes Bobbi MacPherson to enhance operational quality, reinforce risk management, and support continued growth and stability
New data reveals that fraud and forgery are becoming more common and more costly in refinance transactions, compared to purchase transactions
ACES Quality Management reported that the mortgage industry’s overall critical defect rate rose to 1.51% in the second quarter of 2025, driven largely by sharp increases in appraisal and borrower eligibility defects