DealDesk Featuring The Loan Store’s Flex Income Program
National Mortgage Professional Magazine recently hosted an engaging DealDesk webinar featuring The Loan Store's Flex Income: The All-in-One Consumer NQM Solution. Mortgage brokers and loan officers from across the country joined this interactive forum to share real deals, explore unique scenarios, and get expert insights on closing more Non-QM business.
The Flex NQM Income program was highlighted as the ultimate solution for borrowers with non-traditional income. Built for today’s modern borrower, Flex Income offers unmatched versatility with multiple income documentation options—including 1099s, Bank Statements, Profit & Loss Statements, Asset Depletion, and even Restricted Stock Units (RSUs). Whether the borrower is self-employed, an investor, or a high-net-worth individual with limited reportable income, this program simplifies qualification and helps close more loans.
During the session, industry experts Philip Schulze, Executive Managing Director - Production, Adam Wagner, Chief Growth Officer, and Tracy Houck, AVP, National Underwriting Manager at The Loan Store, Inc., broke down the Flex Income program and covered:
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Diverse income documentation options: 1099s, Bank Statements, P&L Statements, Asset Depletion, RSUs
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Up to 90% LTV with loan amounts up to $4 million
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30- and 40-year terms with Interest-Only options
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Ideal scenarios for self-employed borrowers, investors, and high-net-worth clients purchasing or refinancing primary, second homes, or investment properties
This DealDesk replay is a must-watch for any mortgage professional looking to expand their Non-QM offerings and stay competitive in today’s evolving market.
