LaDonna Lockard and Jeana Lanktree break down referral rules, hidden “thing of value” traps and how LOs can compete without crossing compliance lines
Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.
Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.
LaDonna Lockard and Jeana Lanktree break down referral rules, hidden “thing of value” traps and how LOs can compete without crossing compliance lines
Aging, equity-rich homeowners drive demand for second-lien solutions as record housing wealth reshapes originator strategy
A husband-and-wife team puts borrowers before volume as the mortgage industry evolves
Industry leaders say non-QM has moved from niche to core production, with DSCR, bank-statement loans and alternative income products driving volume
Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development
Even as VantageScore prices fall, lenders say tri-merge credit report costs remain an expensive third-party expense in mortgage origination
Retail lender expands construction financing as purchase-driven mortgage market evolves
Quarterly decline highlights uneven regional performance across U.S. housing markets
New Open Road Elevated tier targets high-net-worth borrowers, self-employed clients, and real estate investors
New integration uses automation and consumer data to help borrowers find lower rates faster