Lew Sichelman

New data reveals that fraud and forgery are becoming more common and more costly in refinance transactions, compared to purchase transactions

ACES Quality Management reported that the mortgage industry’s overall critical defect rate rose to 1.51% in the second quarter of 2025, driven largely by sharp increases in appraisal and borrower eligibility defects

New data from Coldwell Banker sheds light on the state of homeownership and how housing affordability is reshaping family life, the economy, and the pursuit of major life milestones

USMI says Congress should consider replacing the 2% Capital Ratio requirement with an updated stress-based, loan-level risk-weighted standard

A combination of the recent easing in mortgage rates that has begun to open the refinance window for many borrowers, and homeowners with record amounts of equity, are trends driving opportunities for borrowers to leverage refis and equity products

As per the GSE's latest Selling Guide Announcement, the minimum representative credit score requirement of 620 will be removed for new loan case files created on or after November 16, 2025

Benutech's latest HOA Lien Tracker finds that liens against owners for unpaid dues are increasing at an alarming rate in super-lien states where the liens are considered secured debt that sometimes take precedence over a primary mortgage

Economists argue that permanent buydowns allow buyers to qualify for higher-price homes at lower rates, thus increasing buying power and allowing builders to sell more homes without having to cut prices

Nearly half of Americans said they are less likely to make a major purchase like a home due to the ongoing federal government shutdown, a share that has doubled over the past month, rising from 21% in early October to 45% in early November

With the first baby boomers set to turn 80 in 2026, senior housing demand is nearing a historic inflection point, and a combination of limited new supply, evolving care models, and changing consumer expectations is pushing occupancy to record highs