The Enablers for this "Real Estate Crisis"- Willful Blindness, Greed or more?

Our Real Estate & Mortgage Industry is saturated with "Fraudsters", “Willful Blindness”, “It Is Not My Problem” mind-set and a lack of integrity from many individuals. Congress, Fannie, Freddie and companies like Goldman "might" have been the enablers for this "Real Estate Crisis" to exist, although as I have said for years, institutions don’t commit fraud, companies don’t commit fraud – people commit fraud. We as an industry and country need to talk and learn from the past in order to move into a prosperous future. Read the whole article @ http://tinyurl.com/2bhjecl I know many people have been sitting back, waiting, watching, and reading the comments of various individuals making decisions about our mortgage industry. However, here is the problem: they are attempting to solve the dilemma from a high altitude view. I am also told there is whole group of people that are afraid to whistle blow because that would mean loss of income - We should all know individuals commit the act of fraud not companies, only individuals can lead with integrity and prevent mortgage fraud one loan at a time. So do certain “individuals” just hoodwink the system or is it allowed by the “enablers”, or both? Michael S. Richardson Director/Mortgage Fraud Services www.mortgagefraudsolutions.com Author of "An American Epidemic, Mortgage Fraud a Serious Business" Follow me on Twitter “FocusonFraud”