The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025
CrossCountry Mortgage has matched Rocket Mortgage’s $845,000 early conforming loan limit, signaling the start of another lender race to offer larger conventional loans before federal regulators establish the official ceiling for 2027.Both lenders announced their higher limit...
Lenders will gain competing modern scoring options, but borrowers may not see both offered everywhere
FHA-approved lenders will be able to use FICO Score 10T and VantageScore 4.0 for mortgage underwriting beginning Jan. 1, 2027, according to separate announcements Thursday from the two credit-scoring companies.The shared start date moves the Federal Housing Administration’s ...