Analysis and Data

Foreclosure Activity Rises, Rates Poised to Ease As Inventory Shifts

From FHA delinquencies to high refi potential — but low retention rates — ICE analysts outline housing market’s complexities

Analysis and Data
Industry News
Milliman Reports Slight Uptick In Mortgage Default Risk

Borrower credit quality and refinance activity push mortgage default risk slightly higher in Q1, prompting lenders to reassess overlays and risk exposure

Analysis and Data
‘Subprime Tax’ Runs $3,400 A Year

Low credit scores cost Americans $1,330 more in mortgage interest each year

Analysis and Data
Mortgage Applications Rise As Rates Fall For Third Straight Week

Refinance activity claims highest share in months, MBA reports

Analysis and Data
Impact To End Of Cap Gains Tax

Suggested changes to the tax would have uneven, localized effects, analysis finds

Analysis and Data
Some Investors Hold ‘Fire Sales’

Report finds three markets where institutional SFR selling is concentrated

Analysis and Data
Housing Market Headwinds May Not Signal A Bust

Tighter lending standards, strong equity, and a persistent supply shortage differentiate current cycle from the Great Recession

Analysis and Data
Lenders Losing Loans to Insurance Issues

Steep cost of homeowner’s insurance creating problems for lenders, buyers, and owners

Analysis and Data
Which Costs More: New Or Used?

Existing homes now cost more than new builds, with a median gap of $18.6K in Q2 2025

Analysis and Data
Foreign Buyers Boost South Florida Market

Latin American buyers dominate downtown Miami, Grove, and Broward, fueling a silent boom in new construction sales

Analysis and Data