Non-QM

Executives point to healthy securitization demand and fresh capital for additional loan purchases during the mortgage REIT’s second-quarter earnings call

Rated transactions are projected to represent 73% of 2026 issuance and have priced substantially tighter than unrated deals, according to KBRA

Fidelis’ second rated RTL securitization of 2026 signals growing investor acceptance, but the firm warns that additional capital could pressure underwriting standards

The aggregator has advanced from planning its first securitization and courting capital partners to pursuing one of the largest shares of the growing Non-QM market

The Non-QM investor says the platform’s AI agents can process documents, resolve workflow tasks, and work with proprietary lending guidelines

Model separately analyzes bank-statement, DSCR, and full-documentation collateral using data from approximately 226,000 loans

The retail lender is expanding its alternative-income products and originator training to capture borrowers outside agency guidelines

Wholesale lender targets self-employed borrowers and investors with alternative-documentation options and lines of credit up to $1 million

A $432.4 million deal backed by over 1,000 loans shows investors are still hungry for Non-QM paper — but the real story is where the loans are coming from

New Apex and Optimum programs combine multiple documentation options with faster income analysis for self-employed, investor, and other non-W-2 borrowers