Operations

Commission volatility, missed deductions, and weak tax planning are catching up with mortgage professionals after April 15

Private equity-backed cash-offer platform highlights demand for competitive purchase strategies and closing certainty in tight housing markets

Calls for greater competition in credit scoring as price increases draw scrutiny

New reserve requirements, end of streamlined condo reviews, and rapid AI adoption are forcing lenders to rethink operations in real time

Program combines 100% financing and no PMI with underwriting tailored to early-career healthcare borrowers

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Short-term incentive gives brokers a narrow window to compete on purchase pricing

Zero down program and servicing retention strategy expand as Texas purchase competition intensifies

Latest $100M increase follows recent jump to $750M as lender accelerates funding growth

Lenders face rising tri-merge costs, but FICO says bureau markups — not its base pricing — are driving the increase