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Internal data from The Bank of America Institute shows signs that the housing market is slowing down.
Community Affordable Loan Solution for first-time homebuyers offers zero down-payment, zero closing-cost mortgage.
Wells Fargo earnings down 48% YOY, BofA down 32.6%.
Net earnings down 13% YOY, better than other major banks.
Bank of America analyst cut target price by $10.
