Carrington Mortgage Services

Your First Look for Non-QM.

Carrington is built for today’s real-world borrowers. From self-employed and real estate investors to income diverse and credit-challenged borrowers, we specialize in serving those often overlooked by conventional lending guidelines. Giving Carrington the first look means more solutions, fewer hurdles and a Non-Stop path to the finish line.

We offer Carrington Non-QM Advantages, a full Non-Stop Non-QM suite of flexible, smart mortgage solutions designed to help mortgage professionals expand their reach, grow their pipelines and deliver results fast. Backed by industry expertise, efficient and effective tools, responsive support and commitment to innovation, Carrington empowers partners to close more loans with confidence.

Founded in 2007, Carrington is a subsidiary of Carrington Holding Company, LLC, a holding company whose primary businesses work in sync to provide a broad range of single-family residential real estate services across the United States. Carrington manages loans in all 50 states and Puerto Rico and is licensed to lend in 49 states. Our breadth of products and services provides integrated and encompassing mortgage support to borrowers and investors.

Your Non-QM Advantage:

  • DSCR
  • Bank Statements
  • 1099 & P&L
  • W-2 & Tax Returns
  • Asset Conversion
  • ITIN

 


Non-QM starts with us


Your Solutions Based Lender:
 

Real Estate Investors Self-Employed Borrowers Gig Workers Commission-Based Earners Retirees Credit Challenged High Net Worth

* Licensed in 49 states except Massachusetts

 

Meet us in person.

We're going to be exhibiting at these upcoming events. Join us there to learn more about us.

Please check events for up to date information.
Mentions
40-Year Loans And Temporary Buydowns

Carrington Mortgage Services looks to enhance homebuyer affordability.

Jul 20, 2023
CMS Now Offering 40-Year Loans, Temporary Buydowns

Says its new offerings should help potential homebuyers, and especially first-time buyers.

Jul 19, 2023
CFPB Fines Carrington Mortgage $5.25M For Cheating Homeowners 

The mortgage servicing company failed to deliver forbearance provided for under CARES Act.

Webinars
Complete Guide To Non-QM: A Deep Dive On Serving Business Owners

Watch the replay as we got inside the minds of Non-QM executives in a town hall style conversation that explor...

Webinar
Nov 13, 2025