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High-Income Borrowers Pull Back As Credit Demand Softens: TransUnion

Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures

Jun 11, 2026
FICO 10T Tops VantageScore 4.0 In New Mortgage Study

Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption

May 05, 2026
TransUnion Flags ‘K-Shaped’ Credit Divide As Mortgage Delinquencies Climb, Refi Activity Surges

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

May 04, 2026
Better Mortgage And Credit Karma Launch AI-Powered Mortgage Refinance Platform

New integration uses automation and consumer data to help borrowers find lower rates faster

Mar 11, 2026
Mark Jones Joins Informative Research To Scale Strategic Alliances

Fintech veteran Mark Jones joins Informative Research to lead partner strategy, strengthen mortgage and fintech relationships, and scale the company’s channel program nationwide

Mar 04, 2026
Mortgage Credit Score Reform Could Yield $648M In Annual Savings

A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of additional consumers

Feb 26, 2026