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Q4 2023 American Bankers Association Index indicates a cautious economic outlook for both consumers and businesses.
Creditors must provide specific and accurate reasons for credit denials, even with complex AI models.
In Q4 2022, originations fell 65% year over year, the largest decline since TransUnion began tracking it.
Rocket says its first-of-its kind credit card will help clients save on home purchases and homeowners pay off mortgages.
DBRS Morningstar anticipates lending volumes will be lower and credit performance will begin to slip.
The new initiative offers $7,500 in credits for first-time homebuyers.
