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Late-Stage Delinquencies Rise As Originators Face Growing Credit Quality Headwinds

New Experian data shows rising late-stage mortgage delinquencies are signaling emerging credit stress for originators, even as HELOC performance remains relatively stable

Jan 25, 2026
Examining Renters’ Road To Homeownership

A report from Experian finds that nearly half of U.S. renters expect to be ready for homeownership within four years, with Gen Z and millennials leading optimism as modern credit tools incorporating rent payment data aim to help overcome affordability

Dec 31, 2025
New VantageScore Credit Model Aims To Boost Predictive Performance

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices

Apr 22, 2025
CFPB Accuses Experian Of 'Sham' Consumer Dispute Investigations

The alleged conduct results in errors remaining on consumer reports, and errors being reinserted even after resolution

Jan 07, 2025
Mortgage Debt Rose 14% From 2017-2021: Experian

The New York Federal Reserve Bank says Americans now hold more than $11 trillion in mortgage debt

Aug 12, 2022