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MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed
FHFA director will continue overseeing Fannie Mae and Freddie Mac while serving as acting director of national intelligence
New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment
Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability
Calls for greater competition in credit scoring as price increases draw scrutiny
Lopez brings experience across correspondent, wholesale, and risk management as lender expands platform and operational efficiency
