Federal Housing Finance Agency (FHFA)

Calls for greater competition in credit scoring as price increases draw scrutiny

New reserve requirements, end of streamlined condo reviews, and rapid AI adoption are forcing lenders to rethink operations in real time

Fannie, Freddie ease insurance rules, allowing cheaper roof coverage, higher deductibles, and added flexibility for borrowers, condos, and lenders

Executive order targets compliance burdens, appraisal rules, and capital standards that have reshaped the mortgage market since the financial crisis

New Open Road Elevated tier targets high-net-worth borrowers, self-employed clients, and real estate investors

As per a White House directive, the nation’s housing finance agencies are phasing out Anthropic’s AI tools amid security concerns and shifting to alternative platforms