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New features help lenders identify borrowers with the highest score-improvement potential as competition over mortgage credit models intensifies
Wholesale lender offers dual-score credit reports at no cost to brokers or borrowers amid growing competition around credit access and borrower acquisition tools
Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption
Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift
New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment
Calls for greater competition in credit scoring as price increases draw scrutiny