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Inclusive Credit Scoring Nears Reality After FICO, FHFA Strike Agreement

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac

Dec 05, 2025
CIC Partners With FICO On Direct License Program

The program streamlines score access, enabling CIC to provide better FICO Score pricing to its customers

New FICO Tool Answers ‘What If’

New credit decisioning offering provides actionable, data-driven insights to help accelerate approvals and assist borrowers in achieving homeownership

Oct 27, 2025
Scoring Costs Spiral ‘Out of Control’

During a panel discussion at the MBA Annual Conference, a slate of experts focused on trends in credit scoring, and how recent pricing changes are impacting the mortgage space

Oct 21, 2025
Equifax Responds To Credit Scoring Market Disruption

As a counterpunch to moves by competitors, changes to VantageScore 4.0 pricing seek to reduce costs for lenders and homebuyers

Oct 08, 2025
FICO’s Direct License Program Shakes Up Mortgage Credit Scoring

But industry watchers say 'bureaus hold the cards'