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Wholesale lender says alternative scores are producing lower rates or reduced LLPAs for some borrowers
AURA Risk Navigator prioritizes findings and records reviewer decisions as lenders prepare for the Nov. 2 mandate
Markets overwhelmingly expect a quarter-point hike, but the Fed’s projections and the bond market’s response may matter more to originators
The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025
Integration gives originators an earlier qualifying-income calculation for wage earners with variable pay
Pulte’s comments could signal either fewer bureau reports or a portable report borrowers could share among lenders, but FHFA has not clarified which approach it is studying
