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Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift
New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment
FINRA adds two senior leaders to strengthen engagement with regulators, policymakers, industry stakeholders, and the media
New “Conventional Small” product aims to streamline execution and improve pricing consistency for loans between $2M and $10M
Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability
Calls for greater competition in credit scoring as price increases draw scrutiny
