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Lower rates usher in more purchase and refinance activity
Panelists at MBA's annual event agree GSEs have neglected to facilitate mandatory adoption of new credit scoring models, set to take effect in the fourth quarter of 2025.
Fannie, Freddie, and HUD revive key announcements, rolling out expanded appraisal waivers and transparency initiatives
The GSE will expand its performing loan repurchase pilot to all lenders beginning in the first quarter of 2025.
High rates persist; could deter buyers
Guerra most recently served as the senior manager of national affordable lending at Freddie Mac
