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GSE appoints 40-year housing finance veteran to lead the agency
Buyers and sellers are still waiting for the right time to jump in
Rates will need to decline another percentage point to entice buyers, Freddie Mac says
Average mortgage rate 6.49% on Aug. 15
The 30-year fixed-rate mortgage averaged 6.47%, down from last week's 6.73%.
The GSE's net income represented a decrease of 6% year-over-year.
