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Higher mortgage rates in 2023 led to an increase in borrowers paying discount points, but the benefits may be limited, says Freddie Mac study.
Lowest level since May 2023.
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That's 33 basis points over what they were last year at this time.
Experts predict potential downward drift in mortgage rates, but many prospective buyers seek lower rates to enter the market.
Homebuyers find relief as 30-year fixed mortgage rates fall to 6.95%, with prospects of further decline in the New Year.
