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Cost To Make A Mortgage: $11,800 Per Loan

Freddie Mac reports that mortgage production costs remain high despite modest quarterly improvement, with lenders seeing higher per-loan income but relying on Loan Product Advisor tools to offset rising expenses

Dec 01, 2025
Just Trying To Help Borrowers Can Be Complicated

How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging

Dec 01, 2025
GAO Finds FHFA Lax On Fair Lending Rules

The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology

Conforming Loan Limits To Jump $26,250

The FHFA has announced the conforming loan limit (CLL) values for mortgages Fannie Mae and Freddie Mac will acquire in 2026, as in most of the U.S., the 2026 CLL value for one-unit properties will be $832,750

GSEs Announce $15B Increase In Multifamily Loan Purchase Caps

With stability growing in market conditions, stronger maturity volumes, and a gradual decline in interest rates, multifamily lending activity is projected to rise in 2026

Freddie Mac Announces QC Enhancement Tool

The GSE’s new Quality Control Advisor Plus platform streamlines the quality control review process, saving lenders time and reducing risk

Nov 19, 2025