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New federal banking guidance examines the risks of autonomous AI, from borrower communications to servicing transactions, with a focus on human oversight and accountability
Romero brings lender and housing finance agency experience to industry discussions on technology standards and down payment assistance
Anthony Hutchinson succeeds Silvio Tavares as the credit-scoring company expands lender adoption and competition with FICO intensifies
MISMO’s new identity highlights a broader role in AI governance, regulatory compliance, and solving the operational problems lenders share
The guidance addresses valuation accuracy, confidence scores, and testing differences that matter for home equity and refinance loans
AI’s potential depends on accurate, consistent, and trustworthy data — and mortgage companies must build that foundation first
