MISMO

New Candidate Recommendation white paper offers a roadmap for eClosing adoption, highlighting faster liquidity, fewer post-closing defects, and operational savings

New implementation guide standardizes mortgage insurance data exchange, helping lenders, insurers and technology providers prepare systems for newer credit scoring models

New data standards aim to streamline Certificate of Eligibility requests, reduce manual processing and speed VA loan originations

New definitions covering eHELOCs, remote online notarization, valuation modernization, and compliance initiatives aim to improve consistency

New FRAME toolkit gives lenders, servicers, and technology providers a roadmap for managing AI risk while supporting innovation

Wrapper Files support standardized data transfers between origination and servicing systems, with potential savings of $60 to $160 per loan