Mortgage Bankers Association (MBA)

As April begins, hesitant borrowers and mixed rate forecasts are forcing originators to prioritize execution over lead volume

Applications fall double digits as rising rates limit refi opportunities and slow purchase demand

Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development

Under the Homebuyers Privacy Protection Act, lenders can only access trigger leads if they have an existing relationship or the consumer opts in, ending unwanted calls and texts

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring

The MBA reports mortgage application payments rose to $2,070 in January, ending a seven-month affordability improvement streak, despite lower rates and stronger wage growth