Mortgage Bankers Association (MBA)

FHA’s 2025 MMI Fund report to Congress shows capital strength well above statutory requirements, reinforcing the agency’s capacity to expand access to homeownership while sustaining risk management

With the Fed divided on future rate cuts, MBA projects modest growth, easing home price pressures, and improving origination volumes amid a cooling job market

The U.S. Senate confirmed Frank Cassidy as HUD Assistant Secretary and FHA Commissioner and Joe Gormley as Ginnie Mae president, installing two veteran housing finance leaders to advance federal mortgage market stability, access, and affordability

The House Financial Services Committee has passed the bipartisan Housing for the 21st Century Act, aiming to expand housing supply and improve affordability by streamlining regulations, modernizing federal programs, and increasing local flexibility

New executive order seeks to establish federal primacy over AI regulation by preempting state laws, creating a litigation task force to challenge conflicting statutes, and advancing a unified national framework

MISMO provides the shared data model and prescriptive standards that create the common language enabling consistent, scalable, and modern mortgage lending across the industry