Mortgage Bankers Association (MBA)

Under the Homebuyers Privacy Protection Act, lenders can only access trigger leads if they have an existing relationship or the consumer opts in, ending unwanted calls and texts

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring

The MBA reports mortgage application payments rose to $2,070 in January, ending a seven-month affordability improvement streak, despite lower rates and stronger wage growth

A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability

New home purchase mortgage applications rose modestly in January, highlighting steady buyer demand and the growing role of new construction in supporting originations despite ongoing affordability constraints

Federal Reserve Vice Chair Michelle Bowman signaled forthcoming capital rule changes aimed at easing MSR treatment, and increasing risk sensitivity to strengthen banks’ participation in mortgage origination and servicing