Point

Home equity and purchase lending lifted production economics, while management characterized its relaunched wholesale channel as a supporting business rather than a major growth engine

Portfolio Intelligence tracks changes in borrowers’ liabilities after closing, helping lenders identify potential home equity and debt-consolidation business

The HELOC-backed Visa connects revolving credit with contractor financing and rewards, but carries rates above the national average

Equity products accounted for more than one-quarter of 2025 mortgage transactions in four states as rate-locked borrowers avoided refinancing or moving

EquitySelect expansion targets older, equity-rich borrowers who struggle to qualify under traditional debt-to-income requirements

Homeowners age 62 and older hold $14.92 trillion in housing wealth, but lenders still face the challenge of turning equity into production