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American homeowners still "sitting pretty" according to Redfin report
New regulations and rising insurance costs hold back buyers in six major metros.
Pending home sales slowed in January.
Redfin found in the fourth quarter that investors were busy scooping up low-cost housing.
Migration patterns shift amid climate concerns, with air quality emerging as a factor in homebuying decisions.
Largest decline in four months coincides with mortgage rate creep.
