Truss Financial Group

Investor and DSCR loans drive the segment’s growth as conforming lending loses ground

The Non-QM specialist will underwrite and fund California loans in-house while retaining access to more than 90 wholesale lenders across its broader footprint

The brokerage’s investment-property credit line offers up to $1 million and permits qualification with a DSCR as low as 0.75

New Home Equity Gap Index estimates U.S. homeowners hold $11 trillion in available equity as some Non-QM lenders expand options for self-employed borrowers

The Non-QM lender says the platform can fund in as little as five business days, giving originators another option for equity-rich borrowers reluctant to refinance

Early move into Non-QM and in-house AI tools helped Truss build a high-volume brokerage focused on complex borrowers and repeat investor clients