United Wholesale Mortgage

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Houston, TX

Texas Mortgage Roundup — Houston

Nov 03, 2026
Pasadena, CA

California Mortgage Expo – Pasadena

Nov 17, 2026
Mentions
UWM Removes Credit Score Overlays, Automates Score Selection

The lender drops its minimum score overlays on agency loans and automatically selects the highest qualifying FICO or VantageScore result through its free credit reports

Wholesale
Oct 07, 2026
FHFA Could Shake Up Credit Reports With Bi-Merge Move

With an announcement reportedly possible, the fight over two-bureau versus tri-merge credit reports is putting cost, borrower outcomes, and lender choice in the spotlight

Regulation and Compliance
Oct 05, 2026
UWM Removes 20-Point VantageScore Adjustment

The wholesale lender removes an adjustment for new locks while Fannie and Freddie align pricing between VantageScore 4.0 and Classic FICO

Wholesale
Oct 01, 2026
TransUnion Locks In 99-Cent VantageScore Pricing Through 2028

More than 1,100 mortgage lenders have enabled the alternative score, but TransUnion tells NMP that “adoption” includes uses beyond loan originations

Operations
Sep 30, 2026
Credit-Score Competition Could Expand Beyond FICO, VantageScore

CHLA sees new Fannie and Freddie score disclosures as a first step toward more competition, while lenders are already finding different borrower outcomes under today's models

Regulation and Compliance
Sep 30, 2026
Rocket Makes VantageScore Its Default After Testing Finds Borrower Savings

After four months of testing, Rocket will make VantageScore 4.0 its preferred model for eligible retail loans while keeping both scoring options available to brokers

Industry News
Sep 29, 2026