U.S. Department of Housing and Urban Development (HUD)

Congress approved, and President Trump signed, a funding package that ended a brief shutdown and reauthorized the National Flood Insurance Program to prevent disruptions in home sales and mortgage lending

HUD has ordered immediate citizenship and immigration status verification across federally assisted housing, a move that could accelerate rental turnover and indirectly influence entry-level homebuyer demand while signaling tighter eligibility enforcement

A recent House Financial Services Committee hearing spotlighted sharp partisan divisions over HUD and FHA oversight, housing affordability, civil rights enforcement, and the agency’s direction under the Trump administration

HUD is offering capacity-building grants to help communities identify and reduce lead hazards in homes, strengthening public health, housing safety, and long-term market stability

FHA’s 2025 MMI Fund report to Congress shows capital strength well above statutory requirements, reinforcing the agency’s capacity to expand access to homeownership while sustaining risk management

Despite record apartment construction, HUD’s 2025 report finds that severe rent burdens continue to leave roughly 8.5 million very low-income renter households with “worst case” housing needs, underscoring that affordability remains a core challenge