Do you work at VantageScore? Claim your profile
Mortgage debt is the primary driver behind rising credit balances
Borrowers pay down mortgage debt in December, shy away from buying new homes, analysis finds
"White-collar consumers" experiencing financial strain, compounded by ongoing slump in white-collar employment.
VantageScore provides the final snapshot of consumer credit health before the U.S. elections
Panelists at MBA's annual event agree GSEs have neglected to facilitate mandatory adoption of new credit scoring models, set to take effect in the fourth quarter of 2025.
Overall loan balances rose to the highest level in more than four years
